Approximately one-third of Laya plans will see no change or a reduction in price, including child rate and young adult rates.

Overall, two in five Irish workers report addiction to or an unhealthy relationship with at least one substance, with nicotine (29 per cent) and alcohol (21 per cent) being the most prevalent.

The consistent high level of profits at the insurance provider persuaded French insurance giant, AXA Insurance to pay out €650 million to AIG subsidiary, Corebridge Financial for Laya Healthcare in August of the year